Insurance law falls into three major categories. First, the insurance company will hire lawyers to represent the insured in case they are sued for something related to their insurance contract. These are known as “insurance defense attorneys.” The second category of insurance law helps insured people determine when an insurance company must pay a claim. Third, insurance companies typically hire attorneys to make sure the company complies with all applicable laws and regulations, which can vary by state.
Topics: Coverage disputes, insurance bad faith, cases, news, perspectives, and practices.
AN INSURING AGREEMENT FROM AN 18TH CENTURY POLICY
ONE BRITISH FIRE POLICY 1700 After the Great Fire in London in 1684 many mutual associations and several companies were formed which offered fire insurance. Here is one of the coverage clauses in one of the policies, this one that of "Hand in Hand Mutual Fire...
LIABILITY INSURANCE – DUTY TO DEFEND – HISTORICAL DEVELOPMENT
LIABILITY INSURANCE AND THE DUTY TO DEFEND: SOME HISTORICAL DEVELOPMENTS? Michael Sean Quinn, Ph.D. & J.D. This is an anecdotal and, to some extent, conjectural, even speculative, introductory history of the development of a crucial part of liability insurance....
INSURER’S DUTY TO DEFEND, EIGHT (8) CORNERS RULE, COLLUSIVE FRAUD, PROVING COLLUSIVE FRAUD CONCLUSIVELY BY INSURER A NEW EXCEPTION
LIABILITY INSURER'S DUTY DEFEND SACROSANCT IN INSURANCE CONTRACT SUBJECT TO RARE EXCEPTION, HOLDS TEXAS SUPREME COURT Loya Ins. Co. v. Hurtado Michael Sean Quinn, Ph.D., J.D., C.P.C.U. Etc.* The duty of a liability insurer to defend its insured is a...
TEXAS PROMPT PAYMENT OF CLAIMS ACT [TPPCA] & POLICY APPRAISAL CLAUSES
TEXAS PROMPT PAYMENT OF CLAIMS ACT [TPPCA] & POLICY APPRAISAL CLAUSES Alvarez v. State Farm Lloyds, 18-0127 (Tex. April 17, 2020) (per curiam) Lazos v. State Farm Lloyds, 18-0205 (Tex., April 17, 2020) (per curiam) Quinn Comment. Technically, a...
ORTIZ v. SFL APPRAISAL BOYD, J. CONCUR AND DISSENT
TEXAS PROMPT PAYMENT OF CLAIMS ACT [TPPCA] APPRAISALS & INSURANCE BAD FAITH Ortiz v. State Farm Lloyds Insurance [SFL], 589 S.W.3d 127 (Tex. 2019) Justice Boyd [Alone] Concurring In Part and Dissenting In Part Justice Boyd agrees with the majority of the...
ORTIZ V. SFL APPRAISAL TPPCA HECHT CONCUR AND DISSENT
TEXAS PROMPT PAYMENT OF CLAIMS ACT [TPPCA] APPRAISALS & INSURANCE BAD FAITH Ortiz v. State Farm Lloyds Insurance [SFL], 589 S.W.3d 127 (Tex. 2019) Opinion of Chief Justice Hecht Concurring in Part and Dissenting in Part Chief Justice Hecht is joined by three...
ORTIZ v. SFL TPPCA–APPRAISALS–FRAGMENTED CT 3 OPINIONS — As Usual
TEXAS PROMPT PAYMENT OF CLAIMS ACT [TPPCA] APPRAISALS & INSURANCE BAD FAITH Ortiz v. State Farm Lloyds [SFL], 589 S.W.3d 127 (Tex. 2019) Opinion of the Court This case is closely similar and therefore related to an insurance case decided the same day, namely...
BARBARA TECH v. STATE FARM LLOYDS, DISSENTING OP OF CHIEF JUSTICE HECHT CJ
TEXAS PROMPT PAYMENT OF CLAIMS ACT & POLICY APPRAISAL CLAUSES BARBARA TECHNOLOGIES [BT] CORPORATION, PETITIONER v. STATE FARM LLOYDS [SFL], RESPONDENT 17-0640 JUNE 28, 2019 589 S.W.3d 806 (Tex. 2019) DISSENTING OPINION OF CHIEF JUSTICE HECHT...
BARBARA TECH v. STATE FARM LLOYDS CONCURRING AND DISSENTING OPINION
TEXAS PROMPT PAYMENT OF CLAIMS ACT & POLICY APPRAISAL CLAUSES BARBARA TECHNOLOGIES [BT] CORPORATION, PETITIONER v. STATE FARM LLOYDS [SFL], RESPONDENT 17-0640 JUNE 28, 2019 589 S.W.3d 806 (Tex. 2019) CONCURRING AND DISSENTING OPINION OF JUSTICE...
BARBARA TECH V. STATE FARM LLOYDS; TEXAS PROMPT PAYENT OF CLAIMS ACT; INSURANCE BAD FAITH AND APPRAISAL CLAUSEraisal Clause, Prompt Payment (TPPCA)
TEXAS PROMPT PAYMENT OF CLAIMS ACT & POLICY APPRAISAL CLAUSES BARBARA TECHNOLOGIES [BT] CORPORATION, PETITIONER v. STATE FARM LLOYDS [SFL], RESPONDENT 17-0640 JUNE 28, 2019 589 S.W.3d 806 (Tex. 2019) MAJORITY OPINION aka COURT'S OPINION PRELIMINARY...
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