Insurance law falls into three major categories. First, the insurance company will hire lawyers to represent the insured in case they are sued for something related to their insurance contract. These are known as “insurance defense attorneys.” The second category of insurance law helps insured people determine when an insurance company must pay a claim. Third, insurance companies typically hire attorneys to make sure the company complies with all applicable laws and regulations, which can vary by state.
Topics: Coverage disputes, insurance bad faith, cases, news, perspectives, and practices.
INSURANCE AGENT BAD FAITH LIABILITY
INSURANCE AGENTS & BAD FAITH LAW:SHORT, "EXECUTIVE" VERSIONMichael Sean Quinn, Ph.D., J.D., C.P.C.U, Etc.VERY BRIEF SUMMARY The Supreme Court of New Hampshire, however, has come up with a new idea with might be helpful to Texas jurisprudence. It...
SUEZ SHIP DISASTER OF 2021 & INSURANCE
THE SUEZ CANAL SHIP DISASTER & INSURANCE:Early ChaptersMichael Sean Quinn, Ph.D., JD, CPCU, Etc.Austin, Texas Attorney, Mediator, Consultant, & Expert WitnessInterestingly, as of 6:00am, Monday, March 29, 2021, CDST, 400+ ships were floating idly,...
ALL RISK POLICY: WHAT’S “DIRECT PHYSICAL LOSS”: A BRIEF DISCUSSION
ROAD WORK DISCHARGED DUST,DIRT, GRIME, AND DEBRIS ON/IN RESTAURANT:WAS THERE "DIRECT PHYSICAL LOSS"Michael Sean Quinn, Ph.D., J.D.This post is a brief discussion of part of a decision in the U.S. Court of Appeals for the Eleventh Circuit regarding coverage in a...
SKETCH ARGUMENTS FROM AMBIGUITY
A SKETCH: COVERAGE ADVOCACY &DETERMINATIONS OF POLICY MEANINGS:OBLIGATIONS OF POLICY-HOLDER LAWYERSMichael Sean Quinn, Quinn & Carmona LLPSometimes, the meaning of the language in the insurance policy is the key to whether the insurer or the insured...
BRIEF SKETCH–TEXAS PAYMENT OF APPRAISALS AND INSURER STATUTORY BAD FAITH–AGAIN
BRIEF SKETCH: MARCHBANKS v. LIBERTY INSURANCE CORP. (TEXAS 2020)INSURED FILES FIRST-PARTY PROPERTY CLAIM; CONTROVERSY OVER AMOUNT OF LOSS; APPRAISAL; INSURER LOSES; INSURER PAYS APPRAISAL AWARD; INSURED STILL HAS RIGHT TO SUE INSURER UNDER TEXAS...
Interpreting Insurance Policies
AMBIGUITY & INTERPRETING INSURANCE POLICIES: A QUASI-RADICAL SUGGESTION SKETCHEDMichael Sean Quinn, Ph.D., J.D.Quinn and Carmona, A Law FirmAustin, Texas Everyone involved in insurance coverage knows that contracts are interpreted against the drafter if there...
FIRST-PARTY PROPERTY EXCESS POLICY
EASILY THE MOST OBSCURE & DIFFICULT TO UNDERSTAND INSURANCE COVERAGE DECISION EVER WRITTEN RSUI INDEMNITY CO. v. THE LYND COMPANY 13-0080 (Tex. 2015) PART II* *This is a more or less complete account of the themes and arguments of this case, together will my...
RSUI Indemnity Company–A Very Complex Excess Property Policy–Texas Style (Part I)
MOST DIFFICULT TO UNDERSTAND INSURANCE DECISION EVER WRITTEN, MAYBE, THOUGH WORTH THE READ, PERHAPS:FIRST-PARTY PROPERTY EXCESS POLICY:RSUI INDEMNITY CO. v. THE LYND COMPANY (Texas Supreme Court 13-0080 2015) PART IMichael Sean Quinn, PhD., J.D....
INTERPRETING INSURANCE POLICIES: TEXAS LAW OF CONTRACT SEMANTICS
TEXAS LAW OF PROPER INSURANCE POLICY INTERPRETATION:PRINCIPLES, RULES, APHORISMS, & MAXIMSMichael Sean Quinn, Ph.D., J.D., Etc.There are established legal principles as to how to interpret contracts and that almost always includes insurance policies–how could it...
Chief Justice Lord Mansfield and Pan American World Airways
This post is a follow up to a post entitled "How to Read Insurance Policies: One Phrase 200 Years," also published this day.******Some intentionally caused fires are not covered in property policies. This has always been true for fires intentionally caused by...
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