DOES ‘MIKE’S MEET MARKET’ HAVE COVERAGE FOR THIS LOSS?

Present answer: Don’t know. Hard to tell. No rock-solid, damn-certain Texas precedent. Lots of business, economic, political opinions floating about, some posing as obvious and therefore pseudo-certitudes. Everybody knows this. 

Any case decisions anywhere that might give some clues? Yes, but–alas, as one might expect–they are going both ways, though most are saying, “No such coverage.”

THE WELL-KNOWN CULINARY DATING WHILST SIPPING ESTABLISHMENT, “MIKE’S MEET MARKET,” IN AUSTIN, TEXAS TOOK A TERRIBLE PROFIT-WHIPPING IN 2020 AS A RESULT OF THE COVID PANDEMIC.  MMM HAS SIZABLE STANDARD FIRST-PARTY PROPERTY AND BUSINESS INCOME COVERAGE. 

—MSQ

Here’s an unusual example: In re Society Insurance Company, COVID-19 Business Interruption Protection Insurance Litigation, MDL No. 2964 (N.D. Ill., February 22, 2021).