Insurance law falls into three major categories. First, the insurance company will hire lawyers to represent the insured in case they are sued for something related to their insurance contract. These are known as “insurance defense attorneys.” The second category of insurance law helps insured people determine when an insurance company must pay a claim. Third, insurance companies typically hire attorneys to make sure the company complies with all applicable laws and regulations, which can vary by state.
Topics: Coverage disputes, insurance bad faith, cases, news, perspectives, and practices.
EXPERT REPORTS
The Nature of Forensic Expert Reports Michael Sean Quinn* www.michaelseanquinn.com The word "forensic" in this context simply means, "some how involved in litigation." This concept--or these concepts--apply to insurance litigation just as it does not all litigation....
INSURANCE ADJUSTING — THREE AXIOMS OF SOUND CLAIMS HANDLING PRACTICE
PRINCIPLES TO REMEMBER Michael Sean Quinn* www.michaelseanquinn.com Here are some of the applicable standards of care, when it comes to insurance adjusting. Policyholder should study them; they are quite malleable, within the range of the reasonable. Insurers already...
Lusitania Salvage — Continuing Litigation Part XIII
SECOND LUSITANIA BEMIS SALVAGE CASE—Part XIII Michael Sean Quinn* www.michaelseanquinn.com The first of the Bemis-Salvage cases was an English case in the Court of the Queen’s Bench Division. In...
Lusitania: Salvage–Some Anyway–Part XII
Lusitania: First Bemis Salvage Case—Part XII F. Gregg Bemis, Jr. is now an elderly, wealthy, Harvard MBA-type. He says he walked out on his executive employment in the 1970s at the age of 51 and became a variety of different things, including several types of...
The So-Called “Tripartite Problem” of Insurance Defense Lawyers and Its Solution
Insurance Lawyers and Their Conflict of Interest Problems: An Essay on “Scope Configuration” and The “Shaping of Scopes” Michael Sean Quinn, Ph.D., J.D., C.P.C.U., Etc.[1] This essay started as a lecture to a CLE group. I began the lecture by asserting that I...
Cyber Insurance: A Select Bibliography
Quinn’s Recently Published Writings on Problems in Cyber Insurance They are all from the Journal of Texas Insurance Law. There are another series of essays to be found in the blog Quinn’s Commentaries on Insurance Law, but in an old and orthodox sense, they have not...
Liability Insurance: Insured v. Insured Exclusion
Commercial Liability Insurance Coverage Exclusion for Insureds Under Same Policy to Be Read Narrowly Michael Sean Quinn* www.michaelseaquinn.com Often commercial liability insurance policies exclude...
JAW The Pointe v. Lexington Insurance: Concurrent Causation and Coverage
An Anti-Concurrent Causation Contract Clause Michael Sean Quinn, Ph.D., J.D., C.P.C.U, Etc. This is a description of the central issue in the JAW The Pointe, L.L.C. v. Lexington Insurance Company, a case decided by the Supreme Court...
Lusitania Catastrophe and Workers Compensation Insurance Part VIII
Lusitania Disaster—Part VII A Workers Compensation Controversy Michael Sean Quinn (See below.) Systems of compensation for worker/employee death or injuries are ancient. In some cases, as old as insurance itself—or older even. In the modern age, however,...
Lusitania Catastrophe: Life Insurance Probate Litigation — Who Died First?
Lusitania, Insurance, War Risk Exclusion – Part V Michael Sean Quinn* (*See more below) The sinking of the Lusitania produced a number of legal actions. This series of blogs discusses some of them,...
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