CGL POLICY (CONTRACT) LANGUAGE “CONVOLUTED“
In a complex coverage case key words in the standard and almost universally used “Commercial General Liability” have been listed and then criticized both the language and its organization. The court called it
In this particular case, the Court also found that the language was unambiguous, and decided the case in favor of the insurer. U.S.Metals, Incorporated v. Liberty Mutual Group, Incorporated, Doing Business as Liberty Insurance Corporation, #14-0753 (Texas Supreme Court, December 4, 2015). (The details of this case may be discussed in another blog/blawg.)
If a nearly universally used document, like a contract of insurance, is confusing, unclear, and at least close to misleading it is more likely that an ambiguity will be found by a court than if the language of the document is clear and the document not confusing.
Law Office of Michael Sean Quinn
Originally posted on 01/15/2016 @ 5:07 pm