EXPERT REPORTS

The Nature of Forensic Expert Reports

Michael Sean Quinn*

www.michaelseanquinn.com

The word “forensic” in this context simply means, “some how involved in litigation.” This concept–or these concepts–apply to insurance litigation just as it does not all litigation. Within the area of insurance litigation the following applies especially to insurer bad faith litigation since more empirical facts are often involved–there and in the area of alleged insurance fraud.  

Virtually all expert reports in virtually all litigation are “preliminary” in the sense that facts may be developed after the report is “published” to the other side. Here new descriptions of material may need to be added, some opinions may need to be further argued (or argued in modified ways). New opinions may need to be added, as might references to new testimony or old testimony read in the light of the new.  An expert report may need to be modified as the result of the witnesses own testimony or the testimony of another expert, e.g., the opposing expert. Something along these lines needs to be set forth in all reports. 

In addition, most reports are not based on personal knowledge and most of them, even those that are backed by scientific evidence, as certain. Hence, the following (or something like it) should also be included. I have taken it from an actual expert report.  

 “Readers must keep in mind that many components of virtually an expert opinion have an “If-Then” form, even if not expressly formulated that way. In any case, here is a paradigm:  “If these are the facts, then here is my justified opinion.” Here is another: “If such and such alleged facts are actually the facts, or among the facts, or almost–virtually–the facts), where the “almost” makes a very small, irrelevant difference or none at all, then here are my opinions.” 

Of course, experts should work very hard to make sure that got the facts so far developed, as many of the relevant ones as possible, those propositions which assert, sketch, or describe very probably facts, and so forth. It is at least as important that counsel try to make sure that the expert gets what there is s/he might need.

*Michael Sean Quinn, Ph.D., J.D., c.p.c.u. . . .

The Law Firm of Michael Sean Quinn 
Quinn and Quinn

           1300 West Lynn Street, Suite 208

         Austin, Texas 78703

                                                         (512) 296-2594

          (512-656-0503

                      (512) 344-9466 – Fax

                                E-mail:  mquinn@msquinnlaw.com

Read More

EXPERT REPORTS FOR LITIGATION

The Nature of Forensic Expert Reports

Michael Sean Quinn*

www.michaelseanquinn.com

The word “forensic” in this context simply means, “some how involved in litigation.” 

Virtually all expert reports in virtually all litigation are “preliminary” in the sense that facts may be developed after the report is “published” to the other side. Here new descriptions of material may need to be added, some opinions may need to be further argued (or argued in modified ways). New opinions may need to be added, as might references to new testimony or old testimony read in the light of the new.  An expert report may need to be modified as the result of the witnesses own testimony or the testimony of another expert, e.g., the opposing expert. Something along these lines needs to be set forth in all reports. 

In addition, most reports are not based on personal knowledge and most of them, even those that are backed by scientific evidence, as certain. Hence, the following (or something like it) should also be included. I have taken it from an actual expert report.  

 “Readers must keep in mind that many components of virtually an expert opinion
have an “If-Then” form, even if not
expressly formulated that way. In any case, here is a paradigm:  “If these are the facts, then here is my
justified opinion.” Here is another: “If such and such alleged facts are
actually the facts, or among the facts, or almost–virtually–the facts), where the “almost” makes a very small, irrelevant
difference or none at all, then here are my opinions.” 

Of course, experts should work very hard to make sure that got the facts so far developed, as many of the relevant ones as possible, those propositions which assert, sketch, or describe very probably facts, and so forth. It is at least as important that counsel try to make sure that the expert gets what there is s/he might need.

*Michael Sean Quinn, Ph.D., J.D., c.p.c.u. . . .

The Law Firm of Michael Sean Quinn et

Quinn and Quinn

             1300 West Lynn Street, Suite 208

              Austin, Texas 78703

         (512) 296-2594

         (512-656-0503

                      (512) 344-9466 – Fax

                                E-mail:  mquinn@msquinnlaw.com

Read More

INSURANCE ADJUSTING — THREE AXIOMS OF SOUND CLAIMS HANDLING PRACTICE

PRINCIPLES TO REMEMBER

Michael Sean Quinn*

www.michaelseanquinn.com

Here are some of the
applicable standards of care, when it comes to insurance adjusting. Policyholder should study them; they are quite malleable, within the range of the reasonable. Insurers already know them, and the policyholder is to find deviations; the function of those supervising adjusters and the adjusters thermselves is not to deviate from their central themes; and lawyers for either are to formulate descriptions and arguments either purportedly demonstrating that they have been observed, or–in the case of policyholders–the opposite. So, the most important incontrovertible components of
the relevant industry principles, customs, and traditions of adjustment are these:

·        
 First Axiom:  Insurers are obligated to treat the interests
of their insured as at least equal to their own. Comment: Often this
obligation is taken to be a fundamental axiom of insurance theory and practice.
It is obvious that intermediaries have the same duties and level of duty as
legal agents of insurers. So long as intermediaries are also the legal agents
of a relevant person, I believe that intermediaries have an even higher duty.

·    Second Axiom:
Every insurer in adjusting every claim must look for coverage. Comment:  The looking must include “vertical looking,” (“How deep does the injury go?”), “horizontal looking (“How many different things got damaged?”), and  “coverage looking,” as well as”behaviorally looking.  

·        
 Third Axiom:  In handling a claim, an insurer has a duty to
be reasonable in all ways, at all times, with any claimant, with any claim and
any component of any claim. Comment:
To the extent an intermediary is involved in an adjustment process, the same
principle and standard of care applies to them. This is true, even if the
insurer is the decision maker and the intermediary plays no direct role in the
making of that decision.

Of course, these are not the only
significant axioms and principles involved in analyses like the one here, but
these are always involved, at least to some degree. 

Michael Sean Quinn, Ph.D., J.D., C.P.C.U. . . .

The Law Firms of Michael Sean Quinn and

Quinn and Quinn

                                                  1300 West Lynn Street, Suite 208

                                                              Austin, Texas 78703

                                                                  (512) 296-2594

                                                             (512) 344-9466 – Fax

                                                 E-mail:  mquinn@msquinnlaw.com

Read More

JUDICIAL INDISCRETION

SEX AND A LOWLY JUDGE

Michael Sean Quinn*

www.michaelseanquinn.com

            A Justice of the Peace, the lowest
level of judgeship (“JP”), was recently accused of sexual harassment in a
federal suit brought in the Northern District of Texas.  The plaintiff was a former clerk (“Clerk” or
“Plaintiff”) in Tarrant County Texas in which Ft. Worth is the major city. 

            The harassment did not happen just
by itself. Apparently there were various sex acts performed over a period of 5
years, or so.  The Plaintiff appears to
be claiming that none of them was purely voluntary, partly because Clerk was
JP’s subordinate at least to some degree and partly because JP had power over
her since he had lent her money. (This is true, even though many JPs are part time.)

Apparently, she says (or implies), JP liked to have sex of
some sort with his judicial robes on.  Some may regard that as not only harassment
but both comical and a special source of immediate subjectively felt shame for
Clerk, as well as objective, but perhaps not felt, shame for JP.  (No doubt many–lawyers, judges, and others–are curious about geographical locations utilized. Some low-life wits would even speculate that there might have been a demand for a special “bench trial”  of some sort, now and then.)

            Plaintiff says that she demanded he
stop demanding sex acts of her after he son died, since, she asserts, she felt
like he was looking down on her from heaven.

By
“deep” semantic implication, of course, the idea of “looking down” has at least
two meanings—one being geographical and one involving moral judgment.

            Clerk asserts in her Complaint that
she had a sample of JP’s semen which spilled onto her dress.  One wonders given that evidence there has not
been some sort of pre-filing settlement. One would expect that given that kind
of evidence, assuming the evidence is what Clerk says it is, the dispute in the
District Court will not be whether there was sex, but whether it was
consensual.

            Obviously, this will be a closer
case than many of these kinds of cases usually are. Clerk does not alleged she
was drugged or drunk, so it is not a “Cosby Case,” and it is not an obvious
“Physically Forced Rape Case,” given the many acts and the prolongation of the
relationship.

            Interestingly the “Lewinsky
Evidence” does not prove harassment. It only proves sexual encounter. Nor does
it evidence repeated encounters. Clerk as pled that she told other county
employees about what was going on over the last couple of years, but that does
not prove much at all, because she could be lying for several different
reasons. (For example, the defense might say, she’s greedy, crazy, or both.)

            Of course, the “Lewinsky Evidence”
will prove improper conduct by a judge under the Texas regulatory rules, but
that is a disciplinary matter, and it may—independent of that problem—produce
political problems for JP’s reelection. Some might believe that using this as
some sort of defense to something has already occurred to JP and his defending
counsel.

*Michael Sean Quinn, Ph.D., J.D., c.p.c.u. . . .

*The Law Firm of Michael Sean Quinn et

Quinn and Quinn

                                 1300 West Lynn Street, Suite 208

                                             Austin,
Texas 78703

                                                 (512)
296-2594

(512-656-0503

                                            (512)
344-9466 – Fax

                                E-mail:  mquinn@msquinnlaw.com

Read More

LAWYER CRIMES — INSIDER TRADING

“FOR-SHAME”! GO THOU
HOME AND STAY PUT THERE

MICHAEL
SEAN QUINN*

www.michaelseanquinn.com

Not long ago, a marble salesman (“S”)—nota bene: not a
salesman of marbles—did a round of golf with his Massachusetts lawyer friend
(“L”), a man in his mid-50s. Somehow the conversation got around to an upcoming
sale of securities. There was prohibited tipping—and not of the daddy—and there
was a resulting insider trading case involving allegations of conspiracy. United States v. S.

L had made $500K for himself and his friends, of which $267K
was for L himself.

Eventually, L pleaded guilty. 
The prosecution had originally wanted a two year prison sentence, but in
the end, the judge imposed home confinement for 8 months. This is a very light
sentence, in case anyone is confused on this point.

So what happened? Of course, I don’t actually  know. However, the general pattern of this
sort of apparent deviation from legal regularity is that all or two of the following
considerations are in play:

(1) L is being rewarded for rolling
over on other members of the conspiracy. (2) L either has been or will shortly be
disbarred, probably ruining or harming his life substantially, e.g., divorce is
not uncommon in these circumstances, and if they are kids, they can’t attend—or
continue attending–the same private colleges where most of their friends go.

(3) L and hence is family were, are,
or  at the end of the confinement will
really be broke-broke.

Given the virtual certainty of #(2), L is going to have to
work very hard to find some kind of new type of job, and he will not make what
he used to. So why might L need more time in the clink and more severity. He’s
going to be pretty humiliated anyway.

By the way. With regard to home confinement, there is often
suffering reeked on the female spouse. 
My wife, for example, can barely stand my coming home for lunch on work
days, and if I wanted to spend most of a day at home drafting or reading a
brief, she might well divorce me for that offense.

Now get this. L was a criminal defense lawyer. 

*Michael Sean Quinn, Ph.D., J.D.

The Law Firm of Michael Sean Quinn et

Quinn and Quinn

                                 1300 West Lynn Street, Suite 208

                                             Austin,
Texas 78703

                                                 (512)
296-2594

                                            (512)
344-9466 – Fax

                                E-mail:  mquinn@msquinnlaw.com

Read More

Quinn Quotes

All aphorisms and adages are false when taken to be universal. Some adages have wisdom.~Michael Sean Quinn, PhD, JD, CPCU, Etc.Tweet

The books shown are NOT affiliate links.
MSQ (site) does not receive any compensation for books listed or sold.
Books are shown for the reader's convenience only.

Newsletter

Michael Sean Quinn, PhD, JD, CPCU, Etc*., is available as an expert witness in insurance disputes and other litigation matters. Contact