INSUANCE HISTORY: 1794 Fire Insurance Proposal/Policy
SUN'S 1794 HOMEOWNERS AND BUSINESS OWNERS FIRE INSURANCE PROPOSAL/POLICYThis Proposal is very much like the proposal Sun Fire Office (aka Sun Insurance) issued in 1724. The abbreviated discussion of it here depends on the discussion of the earlier one that has been...
Insurance Law History: A 1727 Sun Fire Insurance Policy
SUN'S 1727 HOMEOWNERS AND BUSINESS OWNERS FIRE INSURANCE PROPOSAL POLICY* PrefaceThe following is an abbreviated description of a Proposal Sun Fire Insurance Office issued on July 8, 1727. For a quick history of the fire, see Debra Kelly, "The...
Fire Insurance History
INSURANCE HISTORY FIRE INSURANCE SUN FIRE-OFFICE (1710) Sun Fire-Office (“SFO”) is the longest-lasting British insurance company. It started with fire insurance shortly after the 1600s, and part of its beginning was taking over some other companies. A document...
“Salvage Agreement” Insurer <> Insured (1708)
Back by popular demand: Eighteenth-Century Property Insurance: Salvage AgreementIn 1708 Charles Povey,* the founder of The Sun Fire Office, by far the most successful insurer in the 18th Century and alive to this day, more or less, devised a new...
AN OLD ENGLISH FIRE INSURANCE POLICY ISSUED BY THE FRIENDLY SOCIETY
A PROPOSAL FOR INSURING HOUSES BY THE FRIENDLY SOCIETYMichael Sean Quinn, Ph.D. & J.D. Austin Texasmquinn@msqlaw.comThe "Friendly Society" ("FS") began insuring houses as early as...
“Hughes Tolling Rule,” Legal Malpractice, Very Brief Summary
Hughes Tolling Rule for Texas Legal Malpractice ActionsMichael Sean Quinn*A tolling rule requires that some other rule does not apply for a period of time. Tollin can result from a statute, a case, or from equity. This sort of rule arises most often in statutory of...
TWENTY-FIRST CENTURY: DUTY TO DEFEND ATTACKED BUT NOT DEMOLISHED: LOGIC REJECTED AND REASON IGNORED PART ONE OF THREE
TWENTY-FIRST CENTURY: DUTY TO DEFEND ATTACKED BUT NOT DEMOLISHED: LOGIC REJECTED AND REASON IGNORED PART ONE OF THREE Michael Sean Quinn* Quinn & Carmona Austin Texas Insurance arrangements of various sorts have been around for thousands of years. Not so with...
AN INSURING AGREEMENT FROM AN 18TH CENTURY POLICY
ONE BRITISH FIRE POLICY 1700 After the Great Fire in London in 1684 many mutual associations and several companies were formed which offered fire insurance. Here is one of the coverage clauses in one of the policies, this one that of "Hand in Hand Mutual Fire...
LIABILITY INSURANCE – DUTY TO DEFEND – HISTORICAL DEVELOPMENT
LIABILITY INSURANCE AND THE DUTY TO DEFEND: SOME HISTORICAL DEVELOPMENTS? Michael Sean Quinn, Ph.D. & J.D. This is an anecdotal and, to some extent, conjectural, even speculative, introductory history of the development of a crucial part of liability insurance....
INSURER’S DUTY TO DEFEND, EIGHT (8) CORNERS RULE, COLLUSIVE FRAUD, PROVING COLLUSIVE FRAUD CONCLUSIVELY BY INSURER A NEW EXCEPTION
LIABILITY INSURER'S DUTY DEFEND SACROSANCT IN INSURANCE CONTRACT SUBJECT TO RARE EXCEPTION, HOLDS TEXAS SUPREME COURT Loya Ins. Co. v. Hurtado Michael Sean Quinn, Ph.D., J.D., C.P.C.U. Etc.* The duty of a liability insurer to defend its insured is a...
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