Insurance law falls into three major categories. First, the insurance company will hire lawyers to represent the insured in case they are sued for something related to their insurance contract. These are known as “insurance defense attorneys.” The second category of insurance law helps insured people determine when an insurance company must pay a claim. Third, insurance companies typically hire attorneys to make sure the company complies with all applicable laws and regulations, which can vary by state.
Topics: Coverage disputes, insurance bad faith, cases, news, perspectives, and practices.
Adjusting and Settling
The Nature of Insurance Adjusting Michael Sean Quinn, Ph.D, J.D., Etc. 2630 Exposition Blvd #115 Austin, Texas 78703 (o) 512-296-2594 (c) 512-656-0503 mquinn@msqlaw.com A "Child's" Guide to the Process & Its Elements* This formulation is in terms of "steps."...
Insurance Matters: Interpretation of policy language.
Policy Interpretation Sibling & Matters of Law A Short and Merely Suggestive Sketch Michael Sean Quinn, Ph.D, J.D., Etc. 2630 Exposition Blvd #115 Austin, Texas 78703 (o) 512-296-2594 (c) 512-656-0503 mquinn@msqlaw.com Is discourse in the...
Cyber World Insurance and “Kidnap Ransom & Extortion” (KRE) Policies
Cyber World Insurance and "Kidnap Ransom & Extortion" (KRE) Policies The Chubb Group of Insurance Companies has put out a KRE policy that covers both the so-called "real world" and the "cyber world." As readers well know, I hold distinction in contempt; there is...
“Look for Coverage”– A Fundamental Principle of Adjustment
Michael Sean Quinn, Ph.D, J.D., Etc. 2630 Exposition Blvd #115 Austin, Texas 78703 (o) 512-296-2594 (c) 512-656-0503 mquinn@msqlaw.com I have asserted repeatedly for many years, and when necessary, given arguments for the axiom Look for Coverage ("the Axiom")....
CLE FOLLIES
Michael Sean Quinn, Ph.D, J.D., Etc., Author Quinn and Quinn 1300 West Lynn #208 Austin, Texas 78703 (o) 512-296-2594 (c) 512-656-0503 mquinn@msqlaw.com PREFACE A virtually identical version of this blog essay is to be found on another blog site entitled Quinn's...
CYBER INSURANCE SUPPOSED: “Real World Insurance”
THE "REAL WORLD" v. THE "CYBER WORLD" Michael Sean Quinn, Ph.D, J.D., Etc. 1300 West Lynn #208 Austin, Texas 78703 (o) 512-296-2594 (c) 512-656-0503 www.michaelseanquinn.com mquinn@msqlaw.com I have been warning readers for some time, that insures of the so-called...
Ironshore Cyber Insurance Policy
Tech E&O, Network Security, Internet Media and MPL Insurance Policy Insuring Agreement I.K.: MISCELLANEOUS PROFESSIONAL LIABILITY COVERAGE Part XII: Professional LIability Insurance Again Remember: This Blog is organized around insuring agreements,...
Cyber Insurance, Cyber Exclusions and Breach of Cyber Insurance Contract
(Cyber Insurance PolicyPolicy) Part I,A The Ironshore under discussion here, and some other cyber insurance policies providing liability coverage will contain coverage for at least some breaches of contract. This is a rarity in most run of the mill insurance...
Ironshore Blanket Cyber Policy–Part XI: Insuring Agreement I.J
TechDefender Tech E&O, Network Security, Internet Media, and MPL Insurance Policy Insuring Agreement I.J. TECHNOLOGY AND INTERNET LIABILITY COVERAGE Remember: This Blog is organized around insuring agreements, definitions, and exclusions. Conditions, etc., may be...
“Wrongful Acts,” “Claims Made,” & “Claims Reporting”
Cyber- Insurance & Some Crucial Time Elements Another thing to keep in mind is that all--or virtually all--cyber insurance policies are so-called "claims made" policies. They fall into the pattern of D&O and professional malpractice...
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